:root{
  --blue:#082d63;
  --blue2:#0f477f;
  --red:#d01920;
  --ink:#14233c;
  --muted:#5d6b7b;
  --paper:#ffffff;
  --soft:#f4f7fb;
  --line:#dfe6ef;
  --shadow:0 18px 50px rgba(8,45,99,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:88px}
.brand img{width:245px;max-height:76px;object-fit:contain;object-position:left center}
.nav{display:flex;align-items:center;gap:26px}
.nav a{text-decoration:none;font-weight:700;font-size:.95rem}
.nav a:hover{color:var(--red)}
.nav-cta{background:var(--blue);color:#fff!important;padding:11px 18px;border-radius:999px}
.menu-toggle{display:none;border:0;background:none;font-size:1.8rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#fff 0%,#f8fbff 58%,#eef4fb 100%)}
.hero:before{content:"";position:absolute;right:-120px;top:-120px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(208,25,32,.12),transparent 65%)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center;padding:78px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--red);font-weight:800;font-size:.8rem;margin:0 0 12px}
h1,h2,h3{line-height:1.1;margin-top:0}
h1{font-size:clamp(2.7rem,5vw,5.2rem);letter-spacing:-.04em;margin-bottom:20px;color:var(--blue)}
h1 span{color:var(--red)}
h2{font-size:clamp(2rem,3.5vw,3.2rem);color:var(--blue);letter-spacing:-.025em}
h3{color:var(--blue)}
.lead{font-size:1.25rem;font-weight:700}
.hero-copy>p:not(.eyebrow){max-width:720px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 22px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border:0;border-radius:10px;padding:14px 20px;font-weight:800;cursor:pointer}
.btn-primary{background:var(--red);color:white}
.btn-primary:hover{background:#b51218}
.btn-secondary{background:var(--blue);color:white}
.btn-secondary:hover{background:#061f44}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:var(--blue);font-weight:700;font-size:.92rem}
.hero-photo{position:relative;background:linear-gradient(180deg,#ffffff 0%,#f5f8fc 100%);border-radius:30px;padding:18px;box-shadow:var(--shadow)}
.hero-photo>img{width:100%;height:590px;object-fit:contain;object-position:center top;border-radius:20px;background:#fff}
.photo-card{position:absolute;left:-25px;right:22px;bottom:24px;padding:18px 24px;background:rgba(8,45,99,.95);color:#fff;border-left:6px solid var(--red);border-radius:12px}
.photo-card strong,.photo-card span{display:block}
.photo-card strong{font-size:1.35rem}
.section{padding:84px 0}
.alt{background:var(--soft)}
.section-heading{max-width:820px;margin-bottom:38px}
.section-heading>p:last-child{font-size:1.08rem}
.stats-grid,.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.feature,.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 8px 28px rgba(12,44,85,.06)}
.feature span{display:inline-grid;place-items:center;width:42px;height:42px;background:var(--blue);color:white;border-radius:50%;font-weight:800}
.cards{grid-template-columns:repeat(3,1fr)}
.card .icon{font-size:2rem;margin-bottom:14px}
.split,.finance-grid,.zone-grid,.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}
.check-list{list-style:none;padding:0;margin:24px 0 0}
.check-list li{padding:13px 0 13px 34px;border-bottom:1px solid var(--line);position:relative}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:900}
.quote-card{background:var(--blue);color:white;border-radius:24px;padding:45px;box-shadow:var(--shadow)}
.quote-card p{font-size:2rem;line-height:1.25;font-weight:800;margin:0 0 16px}
.quote-card span{color:#fff;opacity:.8}
.blue{background:var(--blue);color:white}
.light h2,.light .eyebrow{color:white}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.why-grid div{padding:18px 20px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:12px;font-weight:700}
.finance-card{background:linear-gradient(145deg,var(--blue),var(--blue2));color:white;padding:42px;border-radius:24px}
.finance-card h3{color:white;font-size:1.8rem}
.finance-badge{display:inline-block;background:white;color:var(--blue);padding:10px 18px;border-radius:10px;font-weight:900;font-size:1.35rem;margin-bottom:18px}
.zone-list{display:flex;gap:10px;flex-wrap:wrap}
.zone-list span{padding:12px 18px;border:1px solid var(--line);border-radius:999px;background:white;font-weight:700}
.contact{background:#fff}
.contact-lines{display:grid;gap:10px;margin-top:24px}
.contact-lines a{text-decoration:none;font-weight:700;color:var(--blue)}
.contact-form{background:var(--soft);padding:28px;border-radius:20px;border:1px solid var(--line)}
.contact-form label{display:block;font-weight:700;margin-bottom:14px}
.contact-form input,.contact-form textarea{width:100%;margin-top:6px;border:1px solid #cbd6e4;border-radius:9px;padding:12px;font:inherit;background:white}
.contact-form small{display:block;color:var(--muted);margin-top:12px}
footer{background:#061f44;color:white;padding:45px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px}
.footer-grid p{margin:5px 0;color:#dce7f4}
.footer-links{display:flex;flex-direction:column;gap:6px}
.footer-links a{color:white}
.copyright{border-top:1px solid rgba(255,255,255,.16);margin-top:28px;padding-top:20px;color:#bdcce0;font-size:.9rem}
@media(max-width:900px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;left:20px;right:20px;top:82px;background:white;box-shadow:var(--shadow);padding:20px;border-radius:14px;flex-direction:column;align-items:stretch}
  .nav.open{display:flex}
  .hero-grid,.split,.finance-grid,.zone-grid,.contact-grid{grid-template-columns:1fr}
  .hero-grid{padding:50px 0}
  .hero-photo>img{height:500px}
  .hero-photo{padding:14px}
  .photo-card{left:18px}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .cards,.why-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:600px){
  .container{width:min(100% - 28px,1160px)}
  .brand img{width:190px}
  .section{padding:62px 0}
  .hero-photo>img{height:430px}
  .stats-grid,.cards,.why-grid,.footer-grid{grid-template-columns:1fr}
  .hero-actions .btn{width:100%}
  .quote-card p{font-size:1.5rem}
}